CareerFinancial LiteracyFinancial Success

Top 3 Areas You Need To Start Adulting In

We are all hit with the same point in our lives. It is a time when we make decisions and other choices on our own. In these times, there is no one else to turn to. Thus begins the act of “adulting” for which we all must be a part of. However, there are some key items you ought to consider forcing yourself to do today, rather than waiting to learn it the hard way.

1) Taxes

Taxes are often considered a thing to be feared or an item of annoyance. However, it is something that we all must do. This also entails understanding how our finances roll up at the end of the year so they can be completed with the taxes. Simply putting it off with the hopes it will just go away does not work once you are an adult with a job. For as long as you are going to be working (which will likely be for many years) you are going to have to file taxes. It would be wise and prudent to learn what it is you need now wherever you are in life rather than waiting. The sooner you embrace it, the better off you will be.

2) Healthcare

Growing up, most of us will have healthcare through our parents. They make the appointments for us and we go because our parents make us. When we are on our own, may feel like we are invincible. We do not make the appointments for ourselves, and much of our health is left unchecked. Like most, the time you will actually need to deal with it is when something traumatic happens. It hits as a wake up call to begin to adult and take proactive action to take care of ourselves. It is important that we do not let it take that long. We should begin to make regular check ups and pay the money needed to ensure we are able to remain healthy from a young age. Without it, we are playing a very dangerous and potentially expensive game of roulette.

3) Financial Items

This is obviously a huge item on my list. Dealing with financials messes is something we all must deal with at some point. No, they are not fun, but they must be dealt with. In some cases, you might be dealing with a ton of debt you got into that you shouldn’t have. In others, you might be dealing with monies owed to you through a settlement of an insurance claim for which you are having a difficult time dealing with. Again, taking the time to deal with this head on is the best course of action. As an adult, you cannot let this fall to the side and hope it will magically fix itself. Be proactive and do the hard stuff to make it work.

These are just three key examples that I have seen and believe should be taken seriously when “adulting” as we get older.

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